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Jamie Coleman


  1. This is what happens when everybody is lying.

  2. The paper makes a nice argument that the responsibility relies in the irresponsible borrowers (some speculators and some legitimate home owners) the facts that the banks also took excessive risk, eventual reducing the cash flow in turn reduced the accessibility of cheap money eventually bursting the bubble shows that the responsibility rely in the banks as well as the irresponsible and greedy borrowers. Many irresponsible borrowers I know a few, believed that they were getting something for noting and they were taking advantage of the system that allow them to live in a house they cannot otherwise afford.
    I think that as long as the market is moved by fear and greed there is noting that can be done to prevent this from happening again we the people will manage a way to get it done.


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