Latest data released by the Bank of England - 4 January 2018

  • Prior +64.6k; revised to +64.9k
  • Mortgage lending 3.5bn vs 3.4bn expected
  • Net consumer credit 1.4bn vs 1.5bn expected

Not much to read from the data as mortgage approvals remain similar to the prior month - post-revision that is.

It was a mixed year but the latest readings are among the lowest for 2017 - though it remains elevated compared to prior years so at least people are still looking for dwellings and lenders are still willing to offer it to them.