US DATA: MBA refis -6.4%, the third consecutive wk of decline, and the
purchase index was +1.4%, making the Mtg Bankers Assoc Market Composite
-5.0% adjusted in the wk ended Oct. 29. The 4-wk moving ave was +0.1%
with refis 81.3% of total apps. The ave 30-yr mtg rate was up slightly
to 4.28%. See the survey summary on the MNI main wire.