• Sees a broadening recovery coming next year
  • Says US to continue growing around 3%
  • US consumers are getting a boost from cheaper oil
  • US still has a lot of labour market slack
  • Fed will need raise rates more than the market expects
  • Sees a risk the Fed bungles exit by being too early
  • Fed likely to raise in Sep 2015

It’s about time the big banks started getting in their 2015 sales pitches