Put it on credit

  • Prior $25.38B revised to $24.98B

  • Revolving credit +$4.77B

  • Non-revolving credit +$17.38

Generally revolving credit is credit cards and non-revolving credit is student and auto loans. The zero-interest auto loan is virtually dead so that's part of the story for the rise in non-revolving credit. The other part of the story is that people are addicted to debt in the worst possible way.