US DATA: MBA refis +15.3% and the purchase index was +8.3%, making the
Mtg Bankers Assoc. +12.8% adjusted in the Dec 2 wk. The 4-wk mtg mkt
index moving ave -3.20%. The latest ave 30-yr fixed conforming mtg
rate was down to 4.18% with refis 76.0% of total applications. See
the survey summary on the MNI main wire.