• Intensifying supervisory approach for all banks
• Environment for Irish banks will remain extremely challenging
• To review risk management, lending standards, strategy and renumeration at Ireland’s banks
• Banks have economic and prudential imperative to broaden lending beyond property
• Would encourage introduction of a special resolution regime as recommended by IMF
• To repeat capital review of banks next year
• Govt commitment to senior bondholders does not rule out a liquidity management exercise agreed by consent